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02 February 2010 - 07:10
In January we saw VAT return to 17.5%, but for customers of E Surveyors, this increase has not affected them.
Surveyors fees have been held at 2009 prices and we hope that these highly competitive prices will encourage more people to opt for a homebuyer report and not to rely on the typical mortgage valuation.
In January, I personally have seen at least two houses with drainage defects that for a mortgage company would not have been considered. I have seen dated electrical systems and older style central heating boilers that would not be considered significant to the value to affect the mortgage security. And sulphate attack to a garage floor, again would a mortgage valuer consider this a defect that may adversely affect the value of the property for security purposes?
Yes, there are many defects we regularly spot on surveys that the mortgage company just do not want to be informed of. We are aware of them, but cannot report on them unless specifically asked to.
So for peace of mind and to protect your biggest investment, ask us what we think we might find in the house you are looking to buy. A quick look at the details on rightmove or primelocation and we can advise you which would be the ideal survey to go for and the things we might look out for.
All this at last years fee scale.
Gary Edgar, MRICS
Owner of E Surveyors
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